the impact of parking tickets on your insurance

Will Parking Tickets Raise Your Car Insurance Rates?

Find out if parking violations impact your auto insurance.

While unfortunate, most drivers will be on the receiving end of a parking ticket at some time in their lives.  Receiving a parking ticket is bad enough as it is, but many drivers also worry about the impact that the violation will have on their auto insurance in Plano, TexasHere’s what you need to know about parking violations and your car insurance costs.

Parking Tickets Won’t Raise Your Rates

Drivers will be pleased to know that parking tickets do not have any impact on their auto insurance premiums.  While moving violations, such as speeding tickets and DUIs, will raise your insurance rates, non-moving violations such as parking tickets are of little concern to your insurer.  Because moving violations and traffic accidents indicate that you are a bad or risky driver, these issues will result in higher insurance costs.  Parking tickets don’t have anything to do with your driving habits, in fact, they don’t even show up on your driving record.  So, whether you have one or twenty parking tickets to your name, they shouldn’t have any impact on your car insurance costs.

Tickets That Will Affect Your Insurance

As mentioned above, receiving a moving violation will increase your auto insurance rates.  Common moving violations include the following:

  • Speeding tickets
  • Distracted driving tickets
  • Careless or reckless driving
  • Driving under the influence

These types of tickets will remain on your driving record for three to five years and will affect your insurance rates during this period, especially if you have two or more of these violations within the period.

Ultimately, drivers can rest assured knowing that parking tickets will not affect their auto insurance in Plano, Texas.  Do you have additional questions regarding your car coverage?  If so, then don’t hesitate to contact the experts at Tri-Star Insurance/HUB International.  Our dedicated team is eager to assist you with all your auto insurance needs today.