benefits of independent insurance agencies

Why Should Small Business Owners Partner with Independent Insurance Agencies?

The benefits of securing commercial coverage through an independent insurance agency.

Small business owners know how important it is to secure the right coverage for their companies. However, did you know that the best way to secure the comprehensive business insurance you need is by working with an independent insurance agency in Plano, Texas?   Here are just a few of the many benefits of securing coverage through an independent agent.

Localized Understanding

Because most independent agencies serve those in their immediate area, they have first-hand experience with the localized risks that individuals and businesses face. For instance, they know which weather and natural disaster risks are more likely to strike the area, they know where auto accidents are most likely to take place, and they understand the insurance laws that govern the area. When you work with a local independent insurance agency, you can rest assured knowing that your agent understands and has the right coverage solutions to address your local risks.

Personalized Risk Assessment

In addition to having a better understanding of your business’s local risks, independent agencies also take the time to develop an in-depth understanding of your company’s other unique risk factors. Rather than the standardized underwriting process that big-name insurers will subject your business to, your independent agent will use the information you offer along with their own research and experience to secure comprehensive solutions to all your coverage needs.

Increased Coverage Options

Finally, and perhaps more importantly, independent insurance agencies can offer their clients a wider array of coverage options than big-name insurers. This is because independent agencies actually represent several different insurance carriers and are not beholden to any single company. With more options at their fingertips, your independent agent will have a much easier time finding you a coverage solution that suits your company’s needs and budget.

These are some of the reasons why small business owners should turn to their local independent agencies to secure the coverage they need. Are you looking for an independent insurance agency in Plano, Texas? If so, don’t hesitate to contact us at Tri-Star Insurance/HUB International. We are ready to get you covered today.