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3 Great Date Ideas (for When Money Is Tight)

Apr 18 , 2016

by Tri-Star Blogging Team

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3 Great Date Ideas (for When Money is Tight)

Make date night something to look forward to again - without the financial strain - with these 3 great date ideas. If your last string of dates with your significant other has involved sweatpants, pizza, and Netflix, it may be time to switch things up a bit and bring back some of that spice back into your relationship. (And, no, adding Tabasco sauce to your pizza does not count as adding spice—however delicious it may be!) While there’s certainly nothing wrong with sharing an entire pizza between the two of you, research shows that relationships need some novelty along with ritual. To add Read Full Post

3 Types of Insurance Policies You Need to Best Protect Your Business

Mar 21 , 2016

by Tri-Star Blogging Team

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3 Types of Insurance Policies You Need to Best Protect Your Business

Insurance policies that will protect your business in case of any catastrophes. Even days before you cut the ribbon to introduce the world to your new business, your business is exposed to certain risks. A lawsuit or catastrophic event could shut you down for good and drain your resources. These dangers put your business at risk, and these risks could be enough to keep your ribbon in one piece and leave you having to retire the big ribbon-cutting scissors before they're even put to the test! Here are some insurance types that you must have in order to best protect your business. Business Read Full Post

Whole Life Insurance: What Is It, and Why Do I Need It?

Mar 23 , 2016

by Tri-Star Blogging Team

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Whole Life Insurance: What Is It, and Why Do I Need It?

Whole life insurance gives you the bang for your buck you’re looking for. Protecting your family is important because you never truly know what lies ahead. A permanent - or whole - policy remains in effect from the day you purchase it until the day you pass away (as long as the premiums are paid, of course), unlike a term life insurance policy which is only active from the day you purchase it until the day your term is up. Learn what your whole life insurance policy’s death benefit can be used for, and what things can be covered by your policy's cash value. The death benefit of your whole Read Full Post

Are your underground pipes covered?

A lot of people do not give a second thought about the pipes that are underground on their property. Some people think that the pipes are the responsibility of the water company the minute it leaves the house. The truth is the homeowner is the one who has to deal with any damages to the pipes that on found within the property line. Insurance and Underground Piping Pipes underground within the property line are said to be part of the home and insurable. Normal wear and tear are not perils that are covered by insurance. In some cases freezing pipes may be covered but you will need to check Read Full Post

Infographic: Texas Life Expectancy, By County

When it comes to calculating the cost of health insurance, life expectancy is always a factor. Different counties throughout Texas have different life expectancies. This is calculated based upon the average population in terms of physical activity, obesity, and overall level of health. The University of Washington conducted a study of all of the counties in Texas. Denton, McKinney, Rosenberg, Taylor, and Austin have the highest life expectancy at 80 + years. Regional results were seen as well. The counties to the far east that borders Louisiana have the lowest life expectancy including Read Full Post

Top Women In The Insurance Industry: How They Got There

Insurance has always been a very male-dominated industry. In recent years, women have become very successful in the industry because of the desire to achieve balance and diversity. While the industry is still very male dominated, six women have managed to overcome hurdles and become powerful players within the industry. Lisa Pepper, the regional president of Travelers, said that it was the “support and trust of senior professionals” that ultimately helped her to take the position. That person gave her the confidence to seek higher opportunities. Joan Lamm-Tennant is the global Read Full Post

Texas Drivers to Display Proof of Insurance on Smart Phones

We use our smart phones for everything from connecting with friends and family to playing games and paying bills. Starting September 1, 2013 Texas auto drivers will also be able to use their cell phone to provide proof of insurance if stopped by a police officer. No more fumbling through your glove compartment to search for your insurance documents, just pull up the information on your phone! The new law goes into effect next month and allows drivers to provide proof of insurance at a roadside stop via their cell phone. This makes Texas the 26th state to adopt this format. By passing Senate Read Full Post

Is Your College Student Covered?

When a young person heads off to college there are certain things that they will want to take with them. Most students will take a laptop, camera, iPod and even a home stereo system. With the threat of theft on a college campus you will want your college student items protected from loss. Here are some ways that you can protect their items. How to Make Sure Your Student is Covered at College Check with your agent to find out what levels of coverage you have on your home policy for college students. Some policies limit coverage to 10 percent and even the dollar amount that the company is Read Full Post

Top Five Dangerous Sports

Most Americans believe that because they have adequate health insurance they have covered themselves from all of the nasty curve balls that life can throw them. This is a big mistake. According to the U.S. Consumer Product Safety Commission, 4.1 million emergency room visits each year are not attributed to sickness, but rather accidents related to recreational sports played by kids and adults across the U.S. Most people do not realize how dangerous some of our favorite recreation pastimes can actually be. Being aware of some of these dangers can help you better protect your active lifestyle. Read Full Post

Unique motorist? 7 Vehicles That Can and Should be Insured

When it comes to auto insurance, most people automatically think of cars and trucks. There are, however, several miscellaneous types of personal vehicles that can, and should, be insured. Some are covered under your standard auto policy to some extent, while others are not covered at all. For instance, a trailer is covered under your auto policy for liability but not for physical damages. If you have a motorcycle or motor home, it needs to be insured just like any other motor vehicle. Classic automobiles should also be insured. It may surprise you to know that a dune buggy, snowmobiles and Read Full Post