Your insurance needs change as your life changes, but how are you supposed to know when to make these changes? Our lives change; it's a truth as certain as death and taxes. Our insurance policies are written to deal with our lives as it was when you first signed the dotted line. In other words, our insurance policies don't automatically update to deal with our new, updated lives. It is recommended that you review your insurance policies to make sure that you are covered for exactly what you need: no more, no less. Here are questions to ask yourself to deal with your changing insurance Read Full Post
Mar 23 , 2016
Leave a commentWhole Life Insurance: What Is It, and Why Do I Need It?
Whole life insurance gives you the bang for your buck you’re looking for. Protecting your family is important because you never truly know what lies ahead. A permanent - or whole - policy remains in effect from the day you purchase it until the day you pass away (as long as the premiums are paid, of course), unlike a term life insurance policy which is only active from the day you purchase it until the day your term is up. Learn what your whole life insurance policy’s death benefit can be used for, and what things can be covered by your policy's cash value. The death benefit of your whole Read Full Post
Aug 10 , 2015
Leave a commentFinding An Unclaimed Life Insurance Policy
Hunting Down Your Plano, TX Life Insurance After your loved one passes away, you have to enter a difficult season of transition. Fortunately, a life insurance policy can help ease the financial portion of adjusting to life without your family member – provided you can find it! To help you track down your loved one’s Plano, TX life insurance policy, here is a quick guide. Look For Past Payment: One of the best places to start looking for your lost life insurance policy is in your loved one’s financial records. If he or she has had life insurance coverage in place, there will be some Read Full Post
Jul 7 , 2015
Leave a commentBasement Basics: Protecting Your Storage
Got Stuff In The Basement? Your Guide To Protecting Your Storage Your basement storage is crucial for keeping your house orderly. It offers you precious space for storing décor you only use seasonally, documents you need to keep archived, and other items to which you do not need regular access. Do you ever worry, though, that everything stored in your basement is exposed to water damage? To help in protecting your storage, use these tips to help keep everything in your basement dry. Photos: If you are storing photos in your basement, put them in plastic enclosures of pure, uncoated Read Full Post
Jul 15 , 2015
Leave a commentHow Your Term Life Insurance Premiums Are Set
Understanding Your Term Life Insurance Premiums There are a lot of things in life that you have to buy without understanding why they cost what they do. Life insurance should not be one of them. There is a straightforward process used to set your term life insurance premiums, and as the person paying those premiums you deserve to know how it work. So you can best understand the premiums of your term life insurance policy, here is a quick look at how they are set. When you apply for your term life insurance policy, you are put into a certain classification. The classification indicates your Read Full Post
Jun 17 , 2015
Leave a commentProtecting The Life Of Your Life Insurance Policy
How To Protect Your Plano, Texas Life Insurance You have spent years investing in your life insurance policy. Consequently, it would be a financial tragedy for your family to be denied the payout after you pass away. That could never happen, right? It is important for you to know which exclusions your life insurance contains so you can avoid voiding your policy. Fortunately, figuring out your Plano, Texas life insurance policy’s exclusions should not be too complicated, as the majority of life insurance policies only contain two. Here is a quick look at them. Suicide: Life insurance Read Full Post
Apr 29 , 2015
Leave a commentExpecting A Baby? Protect Your Family
Be Prepared For The Next Season Of Life Before a baby comes into the picture, you feel pretty confident that you will be able to handle whatever life throws your way. Once you have a baby, things change. You are now responsible for another, very fragile life, and your own life changes as a result. As an expecting parent, one of your biggest areas of preparation is probably your finances. The financial responsibility of expecting parents dramatically differs from those of a couple. You now need to think about paying for a good education, keeping healthy food on your table, funding Read Full Post
