life insurance

Protecting The Life Of Your Life Insurance Policy

Jun 17 , 2015

by Tri-Star Blogging Team

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Protecting The Life Of Your Life Insurance Policy

How To Protect Your Plano, Texas Life Insurance You have spent years investing in your life insurance policy. Consequently, it would be a financial tragedy for your family to be denied the payout after you pass away. That could never happen, right? It is important for you to know which exclusions your life insurance contains so you can avoid voiding your policy. Fortunately, figuring out your Plano, Texas life insurance policy’s exclusions should not be too complicated, as the majority of life insurance policies only contain two. Here is a quick look at them. Suicide: Life insurance Read Full Post

Life Insurance Plano TX

Jun 8 , 2015

by Tri-Star Blogging Team

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Life Insurance Benefits To Take Advantage Of

Securing Life Insurance In Plano, TX No matter what phase of life you may be in, life insurance is an extremely important asset to have. The importance of life insurance heightens when you have loved ones depending on your income for financial support. While you may think that life insurance is a purchase for parents, retirees, and the rich and famous, it is a policy that can protect individuals with varying financial needs in different life phases. The Benefits Of Having Life Insurance In Plano, TX Include: A death in the family is almost never a smooth experience, especially if the Read Full Post

Insurance Agency Plano TX

Jun 12 , 2015

by Tri-Star Blogging Team

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Scheduling Your Policy Review With Your Insurance Agency

Annual Coverage Review With Your Insurance Agency in Plano, TX To ensure that the most important parts of our lives are protected, we purchase various insurance policies. However, making this purchase is not your only responsibility. In order to remain confident in your coverage year after year, you must schedule an annual insurance review with your independent insurance agency in Plano, TX. There are various reasons why annual insurance reviews are so important. Understanding The Importance Of Annual Insurance Reviews As a natural part of life, we experience various life changes Read Full Post

Expecting A Baby? Protect Your Family

Apr 29 , 2015

by Tri-Star Blogging Team

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Expecting A Baby? Protect Your Family

Be Prepared For The Next Season Of Life Before a baby comes into the picture, you feel pretty confident that you will be able to handle whatever life throws your way. Once you have a baby, things change. You are now responsible for another, very fragile life, and your own life changes as a result. As an expecting parent, one of your biggest areas of preparation is probably your finances. The financial responsibility of expecting parents dramatically differs from those of a couple. You now need to think about paying for a good education, keeping healthy food on your table, funding Read Full Post

Life Insurance Plano TX

Apr 6 , 2015

by Tri-Star Blogging Team

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The Basics Of A Beneficiary

Understanding How Your Life Insurance Benefit Will Be Doled Out When you take out a life insurance policy, you protect your loved ones. That is because when you pass away, your life insurance will pay out a sum to the person, people, or entity you have designated as your beneficiary. Your beneficiary receives this money to ease the transition of adjusting to life without you, helping him, her, or them maintain the quality of life you enjoyed together and stay on track for achieving financial goals. You have a few options when it comes to naming your beneficiary. The most common option is Read Full Post

The Pros Of Personal Insurance

Feb 4 , 2015

by Tri-Star Blogging Team

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The Pros Of Personal Insurance

How To Protect Yourself And Your Family You have put the time, energy, and finances into securing insurance coverage for your home and your car. Why would you not do the same for the one thing that, if damaged, would present the most issues- yourself? You can get the peace of mind you deserve knowing that in the event of an accident your family will be able to continue functioning without financial burden with personal insurance coverage. There are a handful of different options for personal insurance, including, but not limited to: life insurance, health insurance, personal umbrella Read Full Post

Tips For Talking About Life Insurance

Dec 3 , 2014

by Tri-Star Blogging Team

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Tips For Talking About Life Insurance

Though it can be a daunting matter to discuss, life insurance is a great way to protect your loved ones when you are gone. We understand how difficult it may be to talk about, so we have gathered some tips to make talking to your family about life insurance much easier. When should you talk about life insurance? Whenever you get life insurance is when you should start the conversation. The people that it affects should be aware and know at least some of the details. This will give you all peace of mind about the future. Anytime something differs in your life insurance policy, you should Read Full Post

Sep 12 , 2014

by Tri-Star Blogging Team

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Talking about Life Insurance With Your Family

Insurance is usually not the favorite topic of many families. However, although talking to your family about life insurance may be slightly uncomfortable, it needs to be done. Talking about life insurance before there is a death in the family can make the process much easier. The topic of life insurance should be brought up as soon as the youngest member in the family is old enough to learn about it. While this age depends on the specific person, it should usually be done when the youngest member is around 21. Not only should the life insurance talk be about the life insurance of the parents Read Full Post

Life Insurance: Major Reasons You Should Change Your Policy

There are some major signs you should take another look at your life insurance policy. You always want to check your life insurance policy on a regular basis to ensure that you still have the best deal. If Your Dependents Have Changed When you have a child, one of the first things you should do is change your life insurance policy. You may also need to change your life insurance policy if you lose a dependent, such as if a dependent turns 18 or if you go through a divorce. Your Financial Situation Has Changed Have you paid off your mortgage, or taken out a loan? Any time your financial Read Full Post

What Can Make Life Insurance More Costly?

Many individuals shy away from life insurance coverage due to the cost. By avoiding factors that increase life insurance premiums, you can obtain coverage at a reasonable rate. Here are five offenders that can result in higher policy costs:  1. Smoking puts you at risk of contracting cancer and dying, making you a higher risk for life insurance, resulting in higher costs.  2. Obesity can lead to heart trouble, high blood pressure and other ailments that can endanger your life, raising policy costs.  3. If your cholesterol levels are out of control, you can expect to pay more Read Full Post