Renter Insurance Plano TX

Plano, TX Renter Insurance Coverage Gaps You Need To Know

Don’t let these Plano, TX renter insurance coverage gaps lead to serious financial issues.

If you are renting a house or apartment, chances are you know that you need a Plano, TX renter insurance policy. While your renter insurance in Plano, TX will help to protect you from many unfortunate situations, there are some incidents that you will not have any coverage for. Make sure you find a way to cover these renter’s insurance coverage gaps to give you the peace of mind that you deserve.

  • Your roommate – unless you specifically name your roommate on your renter’s insurance policy, they will not be covered. Any guests and family that live with you will be, though.
  • Valuables – any high-value items, such as antiques, jewelry, and fine art will most likely not be covered by your policy limits. You can get additional coverage for those high priced items, but it will come with a higher premium cost.
  • Dogs – your insurance company may not think your furry friend is as great as you do. Just like homeowners insurance, many renter’s insurance companies will exclude coverage if you have a certain blacklisted dog breed.
  • Floods – the only way to protect your home and personal property from damage that is done by a flood is to invest in a specific flood insurance policy.
  • Medical bills – the liability portion of your renter insurance coverage will only cover the cost of medical bills of guests who are injured in your home, not your own medical bills.
  • Back rent – if you miss a few rent payments to your landlord, your renter’s insurance policy will not provide any coverage.

When it comes time to find the right Plano, TX renter insurance policy, contact Tri-Star Insurance Professionals. We are here to help with all of your Texas insurance coverage needs to ensure you have the protection you deserve, all at the right price to fit your budget.