toy house next to stacks of coins, why you need high-value home insurance

Reasons Why You Should Consider High-Value Home Coverage

Why high-value home insurance may be right for you.

When the value of your home and belongings reach a certain value, standard home insurance policies may not offer enough coverage to take care of your needs.  To avoid being underinsured, you will have to secure high-value homeowners insurance in Plano, Texas.  Here’s why this coverage may be right for you.

  • What is High-Value Home Insurance?

High-value home insurance is designed to offer insurance coverage for homes valued $750,000 or higher and personal belongings valued at $150,000 or higher.  Because these policies are written with high-value homeowners in mind, they offer the flexibility, convenience, and (most importantly) the coverage that standard home policies are not capable of providing.

  • Why should I consider high-value home insurance?

If you own an expensive home or own many valuables, then securing a high-value homeowners insurance policy is the best way to ensure that you are not underinsured.  If you try to rely on the coverages offered by a standard home policy, you would be subject to various coverage gaps that would leave you financially vulnerable.  In addition to offering the comprehensive coverage that you need, high-value home policies also offer you the flexibility and convenience that you deserve.  Because high-value home insurance policies are customized to each homeowner’s needs, you do not have to go through the process of securing policy endorsements to supplement your coverage.  Instead, your high-value home insurance policy provides all the comprehensive protection that you need.

This is why you should consider securing high-value homeowners insurance in Plano, Texas.  Do you have more questions about this specialty coverage?  If so, then contact the experts at Tri-Star Insurance/HUB International.  We are ready to assist you with all your home coverage needs today.