men shaking hands in front of a home, advantages associated with high-value home insurance

How Insurers Cater to High-Value Homeowners

Here are some of the advantages associated with high-value home insurance.

Because they offer more extensive coverage and higher coverage limits, high-value home insurance policies are more expensive than standard home insurance.  However, homeowners who secure this specialty coverage option are afforded many benefits.  Here are some of the advantages associated with high-value home insurance.

  • Improved flexibility and convenience– High-value home insurance policies often offer full cash-value payouts for your home and personal belongings
  • Higher coverage limits– More coverage for things like personal contents (furniture, clothing, jewelry, electronics, fine art, etc.), landscaping, and business use items
  • Unlimited coverage for additional living expenses– Many high-value home policies offer unlimited coverage for additional living expenses to ensure that policyholders do not have to sacrifice their quality of life even when they are forced to temporarily live away from home due to damages.
  • Complimentary home inspection– When you secure a high-value home insurance policy, your insurer will schedule you for a free home inspection to ensure that your home’s replacement value is properly estimated.
  • Increased liability protection– High-value home policies offer extended personal liability coverage limits to ensure that you are protected worldwide.
  • Coverage for disaster events– While standard home policies specifically deny coverage for disasters such as floods and sewer backups, high-value home policies include these coverage options.

These are some of the advantages associated with high-value home insurance.  Curious to find out what the right high-value home insurance policy can do for you?  If so, then contact the experts at Tri-Star Insurance/HUB International in Plano, Texas.  Our dedicated team is eager to assist you with all your home coverage needs today.