Homeowners Ins

pearl necklace, securing coverage for high-value belongings

Jun 20 , 2019

by Tri-Star Blogging Team

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How to Protect Your Valuable Personal Possessions

Securing coverage for high-value belongings. While the personal property coverage offered by standard homeowners insurance policies is typically enough to protect the assets of the average homeowner, this isn't the case when you own high-value items.  This is because standard home policies place coverage limits on your personal property coverage.  If you own expensive or unique items such as fine art, jewelry, antiques, electronics, collectibles, and so on, then these items will likely exceed your coverage limits.  Fortunately, you can secure the additional personal property protections that Read Full Post

insurance agent working with a couple, high net worth individuals should look for in their insurance brokers

Jun 18 , 2019

by Tri-Star Blogging Team

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Things to Look for in Your High Net Worth Insurance Broker

What high net worth individuals should look for in their insurance brokers. If you are a high net worth individual, then working with an insurance broker is one of the best ways to secure the coverage that you need.  However, there is a lot riding on your ability to choose an experienced broker that you can trust.  To help you make an informed decision, here are some of the things that high net worth individuals should look for in their insurance brokers. When choosing an insurance broker, it's important to explore different candidates.  Rather than going with the first broker you Read Full Post

file labelled "home insurance," main home insurance protections

Jun 13 , 2019

by Tri-Star Blogging Team

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What to Know About the Main Homeowners Insurance Coverages

Understanding the main coverages included in your homeowners insurance policy. If you own a home, then you know that securing homeowners insurance in Plano, Texas is a must.  However, many people do not know very much about what this coverage can do for them.  Here's what you need to know about the main coverages included in your home insurance policy. Dwelling Coverage Dwelling coverage is the portion of your homeowners insurance that covers physical damages to your home's structure.  For instance, this section of your policy will offer coverage for the damages caused by fallen Read Full Post

toy house next to stacks of coins, why you need high-value home insurance

Jun 11 , 2019

by Tri-Star Blogging Team

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Reasons Why You Should Consider High-Value Home Coverage

Why high-value home insurance may be right for you. When the value of your home and belongings reach a certain value, standard home insurance policies may not offer enough coverage to take care of your needs.  To avoid being underinsured, you will have to secure high-value homeowners insurance in Plano, Texas.  Here's why this coverage may be right for you. What is High-Value Home Insurance? High-value home insurance is designed to offer insurance coverage for homes valued $750,000 or higher and personal belongings valued at $150,000 or higher.  Because these policies are written with Read Full Post

home cutout resting on stacks of coins, benefits of high-value home insurance

Jun 6 , 2019

by Tri-Star Blogging Team

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High-Value Home Insurance: Understanding Your Coverage

Why you should get high-value home insurance if you qualify. High-value homeowners insurance in Plano, Texas is one of the most comprehensive coverage options available.  This is why everyone who qualifies for this coverage is encouraged to secure it.  But who qualifies for this coverage option and what makes it so good?  Here's what you need to know about high-value home insurance. Who qualifies for high-value home insurance? While this coverage is primarily marketed to homeowners, high-value home insurance is also a great option for high-value condo owners and renters as well.  Read Full Post

men shaking hands in front of a home, advantages associated with high-value home insurance

Apr 25 , 2019

by Tri-Star Blogging Team

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How Insurers Cater to High-Value Homeowners

Here are some of the advantages associated with high-value home insurance. Because they offer more extensive coverage and higher coverage limits, high-value home insurance policies are more expensive than standard home insurance.  However, homeowners who secure this specialty coverage option are afforded many benefits.  Here are some of the advantages associated with high-value home insurance. Improved flexibility and convenience- High-value home insurance policies often offer full cash-value payouts for your home and personal belongings Higher coverage limits- More coverage for Read Full Post

red home cutout on pile of money, should you invest in high-value home coverage?

Apr 9 , 2019

by Tri-Star Blogging Team

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Is It Worth It to Secure a High-Value Home Insurance?

Why securing this coverage may be worth it for you. While most property owners understand the importance of securing the right homeowners insurance in Plano, Texas, you may not know if you should invest in a high-value form of this coverage.  Many are hesitant to secure a high-value home insurance policy because they are considerably more expensive than standard policies.  However, there are some reasons to invest in this coverage.  Here's why it may be worth it for you to invest in a high-value home insurance policy. Why High-Value Home Insurance is so Expensive High-value home Read Full Post

close up of two people discussing an insurance policy, coverage included in high-value home insurance

Apr 11 , 2019

by Tri-Star Blogging Team

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What Does High-Value Home Insurance Cover?

Here are some of the coverages included in your high-value home policy. While they offer the same coverages included in standard homeowners insurance in Plano, Texas, high-value home policies also provide additional insurance protections.  Here is a breakdown of the coverages included in your high-value home insurance policy. Base Coverage As previously mentioned, high-value home insurance policies offer the same coverages found in standard homeowners policies.  However, in a high-value home policy, these coverages come with much higher limits as compared to standard policies.  Read Full Post

luxury home pool, understanding high-value home insurance

Apr 4 , 2019

by Tri-Star Blogging Team

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What You Should Know About High-Value Home Insurance

Top things to know about high-value home coverage. While you may be familiar with homeowners insurance in Plano, Texas, this does not mean that your knowledge translates over to high-value home insurance.  While both of these forms of insurance are designed to cover your home, personal property, personal liability, and so on, high-value home insurance is very different from standard home policies.  Here's what you need to know about this special form of home coverage. 1) It Provides Ample Coverage for Living Expenses While standard home insurance policies offer coverage for additional Read Full Post

when to call your home insurance agent

Mar 28 , 2019

by Tri-Star Blogging Team

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Conditions Under Which You Should Call Your Home Insurer

Here are some of the situations in which you should contact your home insurance provider immediately. While you might have the right homeowners insurance in Plano, Texas, you may not want to access your coverage for fear of raising your rates.  However, there are certain situations in which it's much wiser and more cost-effective to use your home insurance coverage.  Here are some of the circumstances under which you should report to your insurance provider. Your Home Experiences Major Damage If your home experiences a major emergency, such as a tree falling through your roof or a Read Full Post