Homeowners Ins

couple talking to insurance agent, tips for securing your first home insurance policy

Aug 20 , 2019

by Tri-Star Blogging Team

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How to Secure the Right Homeowners Insurance Policy

Try out these suggestions to help you secure coverage for your first home. If you are getting ready to close on your first home, then there is undoubtedly a lot on your plate.  One of the important things on your to-do list is secure homeowners insurance in Plano, Texas.  Not sure where to start when it comes to tackling this task?  Then try out these suggestions to help you secure the right insurance protection for your first home. Do Not Procrastinate If you know that you need to secure home insurance, then it's important that you start shopping around right away.  Waiting until the Read Full Post

young homeowners, what millennials need to know about their home insurance

Aug 15 , 2019

by Tri-Star Blogging Team

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Home Insurance for Millennials

Here's what millennials need to know about their home insurance. Traditionally, summer is the most popular time to buy a home, and experts are excited to see more and more millennials entering the real estate game.  If you are a millennial looking to buy a home, then one of the things you will have to learn about is home insurance.  But what is there to learn?  Here's what millennials need to know about their home insurance. What does it cover? There are many different types of home insurance, and each form offers a different level of coverage.  The most common type of insurance for Read Full Post

piggy bank in front of home, save on your first home policy

Aug 13 , 2019

by Tri-Star Blogging Team

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Money-Saving Tips for Your First Home Insurance Policy

Here's how you can save on your first home policy. If you have just purchased your first home, then you are probably a bit short on money.  The last thing that you want to think about is spending money on your homeowners insurance.  Fortunately, there are ways to save on your first home policy without sacrificing coverage.  Try out these suggestions to access homeowners insurance savings. Bundle Your Policies Oftentimes, insurance companies sell multiple forms of insurance.  If you are interested in securing multiple policies from a single insurer, then you should bundle these Read Full Post

man going over financial graphs, how global financial markets actually have an impact on your home insurance costs

Aug 8 , 2019

by Tri-Star Blogging Team

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Did You Know that Low Interest Rates Mean Higher Insurance Premiums?

Learn how global financial markets actually have an impact on your home insurance costs. When you think of your home insurance, you probably think about it in terms of your personal finances.  This is why many homeowners are surprised to learn that their home coverage is actually highly dependent on the global economy.  But how do global financial markets actually have an impact on your home insurance costs?  Here's what you need to know. Insurance companies operate according to something called a loss ratio.  This ratio considers the premiums that they take in from their clients and the Read Full Post

fancy home kitchen, protecting your personal belongings with an insurance floater

Jul 25 , 2019

by Tri-Star Blogging Team

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Home Insurance Floaters and High-Value Belongings

How your home policy extends coverage to your valuable or unique personal possessions. Standard homeowners insurance in Plano, Texas, will offer coverage for your personal belongings.  However, your policy will place limits on this coverage, making it difficult to protect precious and high-value possessions.  For instance, home policies typically impose coverage limits on things such as money and coins, collectibles, firearms, fine jewelry, antiques, silverware, goldware, electronic data processing equipment, and so on.  Fortunately, homeowners can secure the coverage that they need with a Read Full Post

checkbock asking if person is insured, determine your need for high value home insurance

Jul 18 , 2019

by Tri-Star Blogging Team

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Who Needs High Value Home Insurance Coverage?

How to determine your need for high value home insurance. If you own an expensive home or have many valuables in your possession, then standard homeowners insurance may not be offering you the coverage that you need.  In this case, securing a high value home insurance policy might be the right decision for you.  But how can you tell if you really need this coverage?  Here's how you can determine your need for high value home insurance. Do I Need High Value Home Insurance? If your home is worth more than $750,000, then standard homeowners insurance will not offer you enough coverage to Read Full Post

home insurance calculator, what to know about high value home insurance

Jul 16 , 2019

by Tri-Star Blogging Team

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Essential Things to Know About High Value Home Insurance

Here are some of the important things to know about high value home insurance coverage. While most people understand the need to secure homeowners insurance in Plano, Texas, they typically only know about standard coverage options.  However, for owners of luxury or high value homes, there is a specialized form of coverage to address their unique needs.  High value home insurance offers higher coverage limits and additional coverage options to protect against the increased risk that luxury homeowners face.  Curious to learn more about this coverage?  Then here are some of the important things Read Full Post

airplane and luggage, how your home insurance protects you while on vacation

Jul 11 , 2019

by Tri-Star Blogging Team

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Home Insurance Coverages for Vacationers

How your home policy protects you while on vacation. When you think about homeowners insurance in Plano, Texas, you probably think about it in terms of dwelling protection.  However, it's important to understand that your home policy offers important coverages even when you are on the move.  For instance, your home insurance will even offer protection while you are away on vacation.  Here are some of the home coverages that vacationers can enjoy. Personal Liability While your personal liability insurance offers coverage for the injuries and accidents that take place on your property, Read Full Post

home insurance documents with a home key on top, what makes high value home insurance special

Jul 9 , 2019

by Tri-Star Blogging Team

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Why High Value Home Insurance is Different Than Standard Home Coverage

What makes high value home insurance special? If you own a luxury home, have expensive home upgrades, or own many high value items, then a high value home insurance policy might be right for you.  Curious to find out what makes high value home insurance special?  Then here are some of the unique coverages that this type of policy offers. Sewer Backup Coverage Should a sewer or drain encounter a blockage that causes sewage or other debris to back up into your home, then this would cause significant damage to your home and your belongings.  While standard home insurance policies exclude Read Full Post

fancy home, benefits of investing in high value home coverage

Jul 2 , 2019

by Tri-Star Blogging Team

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Why High Value Home Insurance May Be a Wise Investment for You

The benefits of investing in high value home coverage. If you are a high net worth individual, then you have likely invested a considerable amount of money in your home.  As the value of your home increases, so does your insurance needs.  Fortunately, high value home insurance policies are specially designed to meet your needs.  Here are some of the benefits of investing in high value home coverage. What makes high value home insurance different? High value home insurance offers all the same coverages as standard homeowners insurance, but with higher limits.  This means that high value Read Full Post