Article Archives

how claims history influences your auto rates

Mar 19 , 2019

by Tri-Star Blogging Team

Leave a comment

How Auto Insurers Use Your Past Claims to Determine Your Rates

Why your auto insurer cares about your claims history. When you apply for new auto insurance in Plano, Texas, the insurance company will consider your personal characteristics and circumstances when determining your premiums.  One factor your insurer will take into account is your claims history.  But how exactly do your past claims influence your auto insurance rates?  Here's what you need to know. How Claims Affect Your Rates Auto insurers use your claims history to determine if you are a high or low-risk driver.  If you have a track record of making a lot of claims, then insurers Read Full Post

Understanding the Emotional Impact of a Car Crash, manage the emotional aftermath of a car accident

Mar 14 , 2019

by Tri-Star Blogging Team

Leave a comment

Understanding the Emotional Impact of a Car Crash

How to recognize and manage the emotional aftermath of a car accident. It's no secret that auto accidents are extremely traumatizing for those involved.  Oftentimes, the emotional impact of a crash lingers on even after the insurance claim is settled, damages are repaired, and physical injuries have healed.  Here's what you need to know to manage the emotional aftermath of a car accident. Shock After being involved in a car accident, it's natural to go into emotional shock.  This is because an accident is a highly disruptive event that can be difficult for many people to process.  Read Full Post

3 Tips for Securing the Right Motorcycle Coverage, try out these suggestions to get the right motorcycle coverage

Mar 12 , 2019

by Tri-Star Blogging Team

Leave a comment

3 Tips for Securing the Right Motorcycle Coverage

Try out these suggestions to get the right motorcycle coverage. As a motorcyclist, you understand how dangerous the open road can be.  This is why it's so important to make sure that you have the right insurance protection in place.   To ensure that you stay safe on your bike, try out these suggestions to get the right motorcycle coverage. 1) Buy in Advance Securing motorcycle insurance before you need it is a great way to save money on your policy.  For instance, if you are planning on buying your first motorcycle in April, then make sure you get insurance sometime in March.  When Read Full Post

How You Can Avoid Common Workers Compensation Missteps, common workers comp mistakes that you should avoid

Mar 7 , 2019

by Tri-Star Blogging Team

Leave a comment

How You Can Avoid Common Workers Compensation Missteps

Here are some of the common workers comp mistakes that you should avoid. As a business owner, you are charged with securing the right workers compensation insurance to protect your employees.  Unfortunately, many business owners make mistakes with their workers comp coverage that end up costing them in the long run.  Here are some of the common workers comp mistakes that you should avoid to ensure that you are effectively managing your business's coverage. Failing to Document the Incident At your business, you should have a policy to document every injury that occurs on the job, no Read Full Post

Eating Healthier for American Heart Month, make your diet more heart-healthy

Feb 28 , 2019

by Tri-Star Blogging Team

Leave a comment

Eating Healthier for American Heart Month

Make your diet more heart-healthy this month. February is American Heart Month.  As the name suggests, this month is dedicated to educating the American public about how they can take better care of their cardiovascular health.  Want to take better care of your heart this February?  Then load up on these foods to make your diet more heart-healthy. Salmon Contrary to popular belief, not all fatty foods are bad for you.  The omega-3 fatty acids found in salmon actually have anti-clotting properties that help to keep your blood flowing smoothly.  In fact, eating salmon regularly can also Read Full Post

don't gamble with your business insurance

Feb 21 , 2019

by Tri-Star Blogging Team

Leave a comment

These Business Insurance Risks Aren’t Worth Taking

Don't gamble with your business insurance. While you want to save on your business insurance in Plano, Texas, compromising your coverage to do so isn't worth it.  In many cases, taking risks with your commercial coverage will only end costing you in the long run.  Here are some of the business insurance gambles that are never worth taking. Relying on Personal Insurance Coverages If you are operating a small business out of your home, you may assume that your homeowners insurance will supply sufficient coverage for your commercial property and assets.  Unfortunately, this isn't the Read Full Post

Most Common Coverage Gaps in Your Commercial Property Insurance, common commercial property coverage exclusions

Feb 19 , 2019

by Tri-Star Blogging Team

Leave a comment

Most Common Coverage Gaps in Your Commercial Property Insurance

Watch out for these common commercial property coverage exclusions. As a business owner, you recognize the importance of having the right commercial insurance coverages in place.  For instance, you probably have the right commercial property insurance for your company.  While you might assume that this coverage will protect you against every peril and damage event that comes your business's way, this simply isn't the case.  To ensure that you do not leave your company vulnerable, here are some of the most common commercial property coverage exclusions. Flood and Earthquake Read Full Post

understanding your personal liability coverage

Feb 14 , 2019

by Tri-Star Blogging Team

Leave a comment

What You Should Know About Your Personal Liability Insurance

Understanding your personal liability coverage needs. Personal liability issues are among the most serious and expensive claims that a homeowner can face.  Fortunately, standard homeowners insurance in Plano, Texas offers some personal liability protection.  But what exactly does personal liability insurance cover and are your coverage limits high enough to protect against your risks?  To help you understand, here are some of the answers to the most common personal liability questions. What Does Personal Liability Insurance Cover? Personal liability issues arise when a third-party Read Full Post

insuring your home's HVAC system

Feb 12 , 2019

by Tri-Star Blogging Team

Leave a comment

Home Insurance and Your HVAC Coverage

Does my home insurance cover my HVAC system? As a vital part of your home, it's natural to assume that every facet of your HVAC system is covered under your homeowners insurance in Plano, Texas.  However, this isn't necessarily the case.  While many components of your HVAC system are covered under your policy, there are also some coverage exclusions.  Here's what your homeowners policy will and will not cover when it comes to your HVAC system. Window AC Units While central air conditioning systems are considered part of your home, window units typically fall under the category of Read Full Post

Insurance for Today’s High-Value Homes, high-value home the protection it needs

Feb 7 , 2019

by Tri-Star Blogging Team

Leave a comment

Insurance for Today’s High-Value Homes

Get your high-value home the protection it needs. If you own a home, then it is likely the largest investment that you have ever made.  Naturally, you want to do everything in your power to protect your investment.  Unfortunately, if the value of your home exceeds $1 million, then securing an adequate amount of insurance coverage can be difficult.  Here's what you need to know in order to secure your high-value home the protection it needs. Do You Have Enough Coverage? When choosing a high-value home insurer, you need to first determine if they are able to offer you all the coverage Read Full Post