Tri-Star Insurance Offers Motorcycle and Scooter Insurance at Competitive Rates
Posted by John Coyle on Tue, Apr 07, 2009
Forget checking and rechecking expensive quotes for motorcycle and scooter insurance in Texas and go with an agency that can compare prices for you such as Tri-Star Insurance Professionals, Inc. As members of the Independent Insurance Agents of Texas organization, Tri-Star Insurance has the ability to represent fellow independent agencies when searching for an insurance policy rate. With Tri-Star, competitive rates are the name of the game. With your personal needs in mind, agents won’t rest until they find a competitive motorcycle or scooter insurance rate that fits your budget and lifestyle.
Insuring your motorcycle or scooter is not only extremely important, but also mandatory under the Road Traffic Act (1988) in the state of Texas. Without adequate coverage, you risk not only injury but also a fine if pulled over by the authorities. If you get into an accident where you are at fault without proper motorcycle or scooter insurance, you will be liable for any bodily injury or property damage that occurs. There are several reasons why motorcycle or scooter insurance is essential, but the bottom line is that you have to have it at all times when riding. So why not get it from an agency that will help you save money without sacrificing coverage?
Here are three important components of motorcycle or scooter insurance coverage to consider when purchasing coverage: (other coverages are available)
Liability – Though not a pleasant thought, motorcycle accidents happen more than any other vehicle accident. Having adequate insurance offers great security because liability insurance coverage for your motorcycle or scooter covers property damage and injury to others in the event of an accident. Coverage may even include, depending on the laws in your state and the company issuing the policy, guest passenger liability that provides protection for passengers riding with you.
Collision – Unlike liability insurance for your motorcycle or scooter, collision insurance covers damage to the vehicle itself. If an accident occurs, the insurance covers the cost of repairs up to the book value of the vehicle before the accident.
Comprehensive – Collisions aren’t the only reason your motorcycle or scooter may end up no better than a hunk of junk. Fire, theft or vandalism of your two-wheel vehicle is just as likely as an accident. As with collision coverage, insurance covers the cost of damages up to the book value of the vehicle. After market accessories such as chrome parts, custom paint and sidecars are not covered with a standard policy.
For more information contact John Coyle at jcoyle@tristarins.com or call 214-387-0600.