Safeguard Against Theft with Tri-Star Insurance, Plano - Frisco - North Dallas
Posted by Roger Harkins on Tue, Dec 30, 2008
When shopping for insurance, theft is probably not your number one concern. More likely you are worried about accidents or weather-related calamities. Your home or automobile insurance has got you covered in the event of an accident, but what about theft? Whether called stealing, filching or pilfering, theft is the taking of another person’s property without consent, which is highly illegal. To avoid the emotional distress and hassle brought about by theft, make sure you are covered by your insurance policy. The knowledgeable staff at Tri-Star Insurance Professionals, Inc. in Frisco, North Dallas and Plano knows just what you need to feel safe and secure about leaving your home or automobile unattended. Through Tri-Star and their status as an independent agency, you can get the most coverage for the best available rate. Tri-Star agents have the ability to shop around and compare rates from other companies, including the big guns, in order to find you the perfect policy.
Having a comprehensive insurance policy is ideal, but there are also steps you can take to lessen the chance of your car or home getting broken into or vandalized.
Auto
Car insurance policies do not often cover property theft, but rather theft of the vehicle itself. Ironically enough, most homeowners or renters insurance policies cover the theft of items from inside your vehicle. Aside from that, you can try to make your car less of a target to avoid a break-in.
Thief-proofing your car begins with locking it at all times, even when you are in it. Thieves usually act on opportunity; so don’t give one a reason to strike by leaving your possessions in plain view. Valuables such as cell phones, MP3 players, GPS devices, computers and anything that would fetch a price should always be kept hidden from view. Also, remember to keep purchases out of sight by placing such items in the trunk or glove compartment, not in the back seat or on the floorboards. Vehicle security in the form of installing a car alarm may be your best defense in the long run.
Home
A comprehensive home insurance policy is ideal, if not a bit pricier, because it covers everything from fire damage to vandalism and everything in between. The amount of coverage is based on a percentage of the limit of insurance you place on your home. In most cases, it is probably worth it to get more coverage, but you can also try to minimize the risk of a robbery by making your home appear less appealing to thieves.
According to the Burglary Prevention Council, the peak time for break-ins is during the summer months, when many people are on vacation. Even so, you need to be vigilant at all times. Pay extra attention to any unknown persons or vehicles lurking in your neighborhood and form a crime watch group to keep on the lookout. Make your yard unfriendly territory to thieves by keeping your bushes and trees trimmed back. Also, install motion-detector lights on or near the front of your home.
To learn more about protecting your personal property from thieves with a comprehensive insurance policy contact Tri-Star Insurance Professionals, Inc. today at 214-387-0600 or visit them online at www.tristarins.com.
Related Links
Insurance Information Institute
Independent Insurance Agents of Texas
National Crime Prevention Council