Posted by John Coyle on Thu, Apr 08, 2010
Summer is just around the corner!
Those kids are getting ready to get out of school and have made "vivid" plans on how they intend to spend those three precious months...we call summer. If you are like my mom or dad, you are probably preparing the house for the grandkids to come hang out some with grandma and grandpa. Well what we have prepared is a short simple 13 step checklist to make sure your home is safe for all this spring and summer. Hope you enjoy your time this year with your family and here's to a SAFE and HAPPY time with "our families."
Spring maintenance tips....
- 1. Inspect your smoke detectors. Make sure that there is one on each floor of your home. Test them and change the battery every three months or as needed. If you need to order smoke detectors or batteries here are are a couple of great online sources...
Click here ... http://bit.ly/SmokeDetectors
- 2. Check the light bulbs in all your fixtures to be sure that they are the correct wattage as recommended by the manufacturer.
- 3. Replace all high-intensity bulbs (such as halogen) with fluorescent bulbs that don't produce as much heat.
- 4. Check your electrical outlets for potential fire hazards such as frayed wires or loose fitting plugs. Be sure not to overload electrical outlets, fuse boxes, extension cords or any other power service. Always consult a electrician if you discover any serious problems.
- 5. Keep a multi-purpose fire extinguisher accessible that is filled and ready for operation. For those of you that are like me and sometimes need a little help in what type of fire extinguisher to buy, here is a GREAT website that has "FIRE EXTINGUISHER 101" Tips... http://bit.ly/FireExtinguisher
- 6. Have your air conditioning system inspected by a professional as recommended by the manufacturer.
- 7. Check for damage to your roof and clean gutters and downspouts to keep debris from accumulating.
- 8. Check your water heater for leaks and corrosion.
- 9. Clean and/or replace your furnace filter.
- 10. Clean the clothes dryer exhaust duct and space under the dryer. Remove all lint, dust, and pieces of material and cloth.
- 11. In your yard, remove all dead trees and keep healthy trees and bushes trimmed and away from utility wires and roof.
- 12. Safely store oil and gas for lawn equipment and tools in a vented, locked area.
- 13.Repair driveway and walkways that are cracked, broken or uneven to provide a level walking surface.
At Tri-Star Insurance Professionals, Inc., we take a personal interest in our customers. We like to share information that helps you protect yourself and your family from financial loss. If you have any questions, regarding this information or your insurance coverage, please don't hesitate to give us a call phone: 214-387-0600 or e-mail me personally, John Coyle at jcoyle@tristarins.com
Posted by John Coyle on Mon, Dec 01, 2008
In the event of a hurricane, tornado or other major storm, high winds can damage both your home and your vehicle. Though hurricane warnings come about 2 days in advance, tornadoes pop up with little warning and can prove to be incredibly destructive. As Texas lies in the heart of tornado alley, the possibility of wind damage is great. Luckily, most standard homeowners insurance policies will cover any repairs up to a certain amount. Tri-Star Insurance of North Dallas, Plano and Frisco has seen the worst of Texas tornadoes and can help you find the coverage you need. As an independent agency, Tri-Star can select from top insurance agencies to find you the best rate available.
Property damage caused by strong winds or tornadoes can not only hurt your home and property, but put your family at risk as well. To stop serious damage from occurring, wind-proofing your home is a smart move. The following areas of your home are the most susceptible to wind damage:
Roof
High winds cause wind speeds to ebb and flow, usually violently, which puts immense pressure on the outside structure of your home. The roof acts as a shield as currents of air are carried down to the foundation. A weak roof can cause damage to the whole structure if not properly maintained. Yearly examinations by a professional inspector are essential to keeping your roof intact during a storm.
Windows
Flying debris or even very strong winds can cause glass to shatter, which presents a very serious risk of injury. Installing permanent storm shutters is very effective for combating high or even gale force winds. Storm shutters come in wood, aluminum or even steel, but can be rather costly. For a less pricey alternative, thick exterior-grade plywood covers will suffice as a temporary solution.
Doors
Solid doors made out of metal or hard wood stand a better chance of staying upright in a storm. Even so, make sure your home’s doors are secured at both the top and bottom of the door frame with sturdy bolts and at least three hinges.
Garage Doors
Usually made out of thin metal, garage doors are the perfect targets for wind damage. In lieu of purchasing a new garage door altogether, fitted bracing kits can provide extra support.
Yard
Overgrown foliage and trees could pose a threat in a storm by acting as flying missiles bent on destruction. Keep trees in line with periodical trimmings and try to choose wind-resistant plants that can withstand a little turbulence.
If you are also concerned about the welfare of your car or truck during a storm, many comprehensive auto insurance policies cover tornado or high wind damage at no extra cost.
Protect your domain from the destructive power of wind with a homeowner’s insurance policy that has you covered when disaster strikes. For more information call Tri-Star Insurance Professionals Inc., at 214-387-0600 or toll-free at 1-800-990-4600. Don’t let the cost of repairs blow you away, call today!
Related Links
FEMA
National Weather Service
Home Tips