Five Star Professional partnered with Texas Monthly to identify home/auto insurance professionals in the Dallas / Fort Worth region who provide exceptional service and overall satisfaction. Five Star Professional surveyed more than 34,000 Dallas / Fort Worth Homeowners. The Final list of 2012 Dallas /Fort Worth Home/Auto Insurance Professionals is a select group, representing less than 1% of insurance professionals in the area.
Congratulations to John Coyle of Tri-Star Insurance Professionals in Plano, Texas. John is devoted to providing exceptional personalized service to his clients. His professionalism, extensive knowledge of the Insurance industry and client communication has earned him the recognition of being one of the best insurance professionals in North Texas.
"I want to thank my clients for recognizing me for this award. As I enter my 24th year in this industry, I'm committed to providing the best products and service to our customers." John Coyle
So you’ve decided to buy a car, truck or minivan. Now for the ultimate question, which one will you choose? Not only are there hundreds of makes, models, colors and sizes to pick from, but also each car comes with its own set of special features such as speed, handling and safety. When buying a car, the best rule of thumb is to keep safety first. According to the National Highway Transportation Administration, car crashes result in over 40,000 fatalities each year. Choosing a car on looks alone can be a dangerous and costly mistake.
In addition to shopping for a safer car, purchasing a comprehensive auto insurance policy to compliment your vehicle is ideal. As a driver, you are not only responsible for the car, but the passengers as well. Tri Star Insurance Professionals Inc., servicing North Dallas, Frisco, Allen and the surrounding areas, can help you determine what auto insurance coverage is right for you at a competitive price.
Every car must meet certain federal safety standards, so whether you are buying a new or used car, there are many things to take into consideration such as:
Design: A car’s structural design says a lot about how safe it is. In the event of an accident, the front and rear ends are designed to absorb the force of the crash. So purchasing a vehicle with a solid, well-built occupant compartment is essential to decreasing the likelihood of an injury.
Size: One would think that a larger, heavier car would fare better in a collision and they’d be right. Depending on the accident, smaller cars have a tendency to take the full force of an impact, leaving larger cars less damaged. However, as this is not always the case, don’t just write off a smaller car as a death trap. If you are partial to compact cars, look for one that is equipped with the latest safety hardware, such as stability control and side air bags.
Restraint: Everyone knows that wearing a seatbelt dramatically cuts down the risk of death in a collision, and in most states not wearing one is against the law. Seatbelts, airbags and head restraints work as one to protect you by reducing the chance that you will slam into something or fly through the window shield. In the interest of buying a safer car, always check that the restraint systems are working properly.
Brakes: Conventional brakes are no longer considered as safe because of their tendency to lock up causing skidding and lack of vehicle control. Newer cars are usually equipped with anti-lock brakes that automatically pump the brakes every few seconds to prevent lock up and let you retain control. The only downside to anti-lock brakes is that while safer, they won’t help you come to a stop more quickly.
When you need auto insurance for your safer car, truck or minvan remember that Tri-Star Insurance is ready to assist you. Call 214-387-0600 or visit www.tristarins.com today to speak with an agent to find out more about auto insurance policies. Fill out the form below for more information.
Recreational vehicles are an exciting way to travel cross-country without dealing with the hassle of flying or the cramped quarters of a car. If you long to experience the open road in your recreational vehicle but are concerned about getting specialized motor home insurance, let Tri-Star Insurance Professionals Inc. in North Dallas, Plano and Frisco find you the perfect package that will fit all your RVing needs.
The amount of coverage you will need on an RV insurance policy depends on several factors and differs by state. Whether or not you want to protect your vehicle, family or both will play an integral role in the type of policy you will get.
RV coverage to protect your vehicle includes:
- Collision coverage
- Towing and Labor
- Gap coverage
- Permanently attached items coverage
RV coverage to protect you and others includes:
- Uninsured and underinsured drivers
- Medical expenses
- Personal valuables coverage
There is a distinction between a standard automobile policy and recreational vehicle insurance even though you can use the auto policy on an RV. Motor home insurance will cover parts of the vehicle such as the awnings, slideouts and stairs that an auto policy will not cover at all. If you have a towable camper you will need a separate policy altogether, although some insurers will combine it with an RV policy. In order to get an accurate quote, furniture, appliances and other personal items should be appraised beforehand.
Even if you think having an extended warranty on a recreational vehicle may be enough coverage, you may want to consider an actual insurance policy. A warranty will cover engine repairs and appliances but not accidents. Tri-Star Insurance will give you all the information you need to make a smart decision.
The cost of a motor home insurance policy will vary depending on the make and model of the RV, the total value of the vehicle and how many additional drivers will need coverage. The driving history of the principal driver is also an important factor. Naturally drivers with a large amount of tickets and accidents on their record will pay more. As different states have various requirements for RV coverage, the primary location of the motor home will affect the cost as well. When everything is taken into consideration, a good policy will offer complete replacement of an RV less than five years of age that is totaled in an accident. For an older model, you should be able to get back the purchase price.
The amount of time you spend in your motor home also is important when choosing the right policy. Fulltimers, people who claim their RV as a primary residence, will need the same type of coverage as any homeowner. This includes property protection for the space in and around the vehicle. At the opposite end of the spectrum is suspension of coverage which is perfect for people who only venture out in their RV a few times a year and only want to pay for coverage when they need it.
When you leave the North Dallas, Plano and Frisco area on your RV adventures, don’t forget that Tri-Star Insurance is waiting back home. Have a great time with your family without worrying about what may happen while you are traversing across U.S. highways. Call 214-387-0600 or toll-free at 1-800-880-4600 today to find out more about motor home insurance and the coverages available.
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